Younger people have to learn from their mistakes like I did about twenty plus years ago when I closed on a homeowner loan before first having a home inspection conducted! Too many times we can get drawn into a false sense of believing that the property is perfect just because it looks great on the outside. Don’t make moving into a new house a disaster by finding out major appliances are not working properly. Again, speaking from experience my wife and I replaced the central air and heating system, the hot water heater, the main electrical line to the range, had to repair the plumbing, discovered the basement leaked, and shortly thereafter, replaced the roof.

Do yourself a favor and spend the money on a home inspection and make sure it is someone that you can trust. Most home inspections are guaranteed for about one year, we learned that our roof had to be replaced just after that. Knowing the roof was bad ahead of signing the homeowner loan documents would have enabled us to ask for them to fix it first. Having a home inspection may uncover things like a poor foundation that needs repaired soon and will cost an enormous amount of money when you do. Bailing water out of our basement was the way I found out how important a home inspection was prior to closing on our homeowner loan.

Mold spores is the new plague when it comes to buying a home. This better be something that your home inspection includes or you will be sorry. If you do not think it matters you are going to be stuck with your home forever if you find out later that it has some. If your home has any it will be like it has the plague. Should the home inspection discovers that the home has either mold or mildew then don’t take another step, drop the contract and go onto another home. You will have only one option if you do discover it and that is to drop the agreement fast.

Stay right beside the inspector as they go thorough you home. This gives you knowledge knowing that they went over every part of the property. If you have questions, make sure you ask them as you go. Make sure that they look at things like the AC system, the sewer and plumbing, the attic, underneath the home or basement, and everything else you can imagine? Did they go on the roof to look for signs of leaking or soft spots? Just go with them and make sure they check everything.

Knowing that your home is the largest investment that most people make in their lives, it is worth the money to have a home inspection done. If nothing else you will have confidence that everything will go smoothly. I hope you understand how important is it to have a home inspection done prior to closing on your homeowner loan.

Want to find out more about Homeowner Loans, then visit Gregory Covey’s Blog on how to choose the best Homeowner Loans for your needs.